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Legislative Brief: “Cadillac” Tax on High-cost Health Coverage

ashumate — Tue, 14 May 2013 22:59:54 +0000

Health Care Reform brings a complex list of rules. Did you know for taxable years beginning in 2018, the ACA imposes a 40 percent excise tax on high-cost group health coverage? This tax is also known as a “Cadillac tax.” This Legislative Brief describes the details of the Cadillac tax.Cadillac Tax on High Cost Health Coverage

Health Care Reform: Important Effective Dates for Employers and Health Plans

ashumate — Tue, 16 Apr 2013 23:27:46 +0000

The changes made by the health care reform legislation will be implemented over the next several years. Take a look at this helpful timeline of changes. This Legislative Brief provides effective dates for key ACA reforms that affect employers and individuals.Health Care Reform Effective Dates

Glossary of Health Coverage and Medical Terms

ashumate — Sat, 23 Mar 2013 00:22:33 +0000

What is co-insurance? What is a non-preferred provider? The Department of Labor put out the attached glossary of health coverage and medical terms and it is a helpful description of what the terms mean on your summary of benefits. This may answer some of those questions you have and help you understand your benefits.

SBCUniformGlossary

Legislative Brief concerning Pre-existing conditions and more

ashumate — Tue, 19 Mar 2013 23:39:21 +0000

42443 HCR Patients’ Bill of Rights 3–15-13

Tip #13-From your friendly insurance broker

ashumate — Tue, 19 Mar 2013 17:12:13 +0000

HMO Plans can never enforce pre-existing limitations. Meaning, you cannot be restricted in your benefits when you come onto a new plan and have any pre-existing conditions. However, for PPO plans, you must have been previously covered a minimum of 6 months with less than a 62 day gap between the termination of your prior coverage and the effective date of the new coverage in order to avoid pre-existing limitations.

Emergency Room or Urgent Care?

ashumate — Tue, 26 Feb 2013 21:10:57 +0000

This flyer distinguishes between emergency rooms and urgent care centers, and helps determine which to go to in the sudden occurrence of an illness or injury.

Emergency Room or Urgent Care

Health Care Reform Timeline

ashumate — Fri, 15 Feb 2013 22:13:13 +0000

This chart provides an at-a-glance description of the major health care reform provisions affecting employers and employees.

1-Health Care Reform Timeline Chart 112012

Employers Guide to Promoting Wellness at the Workplace

ashumate — Tue, 05 Feb 2013 22:34:43 +0000

Do you want to start a wellness program but you are not sure how to begin? Find out how in our employers guide…

An Employers Guide to Promoting Wellness at the Workplace

Legislative Update: Exchange Notice Requirements Delayed

ashumate — Wed, 30 Jan 2013 00:11:00 +0000

The Affordable Care Act (ACA) requires employers to provide all new hires and current employees with a written notice about ACA’s health insurance exchanges, effective March 1, 2013. On Jan. 24, 2013, the DOL announced that employers will not be held to the March 1 deadline. They will not have to comply until final regulations are issued and a final effective date is specified. The attached Legislative Brief details the expected timeline for the exchange notice requirements.Exchange Notice Requirements Delayed

Legislative Update

ashumate — Thu, 10 Jan 2013 00:31:04 +0000

Important legislative update concerning the Form W-2 reporting requirements. Notice 2012–9 issued January 3, 2012. Click this link to read about it: 42660 HCR Form W 2 Reporting Requirements 010512