The toughest challenges
are easier with a strong partner.
Employee Benefits can be challenging — choosing a broker can be equally challenging. We know you have a choice in who will manage your benefits and making that choice can be stressful. You can be sure Integrated Benefit has the specialized expertise to obtain the best benefits for your budget. We deliver expertise, exceptional service, and a passion to see you and your company succeed.
We put our clients first, period. You need someone you can trust to guide you in choosing the right benefits package. You need someone you can count on. We have a long standing list of clients who have counted on us for years. You need someone who will take away the headaches involved in selecting a benefits package, and managing the day to day issues. We can be your remedy by taking care of many of the benefit issues most brokers will not include. Let us show you how we can meet these needs and more…
Click the headers below to learn more!
We work for you
- We are client focused, we put your needs first in everything we do
- We’re focused on your success and the success of your business
- We consider ourselves partners with our clients
- We seek to earn our client’s trust one day and one success at a time
Unequaled Personal Touch
- Ongoing exceptional client service and support is at the core of our business philosophy
- We staff professionally trained and experienced team members who are dedicated to providing hands on support with any and all the needs of your company and its employees.
- You will have a one-on-one relationship with an experienced specialist
- You will experience outstanding customer service, way beyond the call of duty every day
- Our staff is flexible and responsive to your needs
Value Added Services we offer “over & above” most brokers
- We handle all enrollment processing including new hires, terminations, & changes. You just send us the change and we will submit it to the carrier and follow up to make sure it was done.
- We will take care of all your open enrollment changes and questions.
- Any claim or billing issues your employees come across can be resolved by our experienced staff. Your employees can work with our team directly saving you time and allowing our experts to settle the issue swiftly.
- We take care of COBRA Administration including:
- Issuing notices for Federal COBRA
- Ensuring proper notification of Cal COBRA
- Follow-up on COBRA enrollment and rates
- Information on ARRA (AEI)
- We will research healthcare providers for your employees that are currently contracted with their plan choice.
- We offer translator services for open enrollment meetings and benefit documents.
We are an Employee Benefit Specialist — It’s all we do!
- We stay ahead of the curve on trends and issues in this one field alone, rather than diffusing our attention on every discipline of the complex insurance industry
- Every aspect of our business is focused on nothing but delivering the best employee benefit plan possible –this means you feel secure knowing you can offer your employees the best plan at the best cost
- Our expertise, knowledge, and time are not diluted with fire, casualty and other non-related issues. All we do is employee benefits, and that is what we are good at
We bring experience and longevity
- 22 years in the employee benefits business
- We insure tens of thousands of Southern California employees
- We have Real World expertise in all types of benefit programs including fully insured and self-insured programs
- We are a progressive, innovative thinking group, constantly learning, growing, and staying ahead of the industry and available technology
More Client Services
We are the Consulting Broker
- Article: Broker or Consultant — Which Is Right For You?
- You get the best of both worlds of consultants and brokers
- Access to all carriers and plans
- Your unbiased liaison to the carriers
- Expertise to consult on any employee benefit issue
- Overall more cost-effective solution
- Strategic consulting
- Unique Plan Design
- Implementation
- Administration
- Communication
Employee Communication Consultants/Specialists
- Custom Enrollment Guide (containing plan summaries, rates, carrier contracts, and more)
- Open Enrollment Meetings
- Custom Communications/Custom communication templates
- Strategic Benefits Planning
- Payroll Stuffers
- Brochures
- Systems for regular, effective communication with employees
Benefits Management tools
- Benchmark surveys and statistics
- Compliance Tools/Legislative updates
- Legislative Briefs
- COBRA Regulations/Reference Guides
- HIPAA Regulations/Privacy and Administration Simplification
Technology-Based Human Resource Systems
- We use leading-edge technology to provide you with the latest data analysis, legislative, communication, and human resources administration tools. Using exclusive Internet-driven applications, we provide our agency staff and our clients with unsurpassed efficiency and access to information.
- As an Integrated Benefit client, you are given Free access to our Web tools that allow you to collaborate with our agency online, participate in Employee Benefit surveys to find out how you compare to others from around the country, and easily connect with a nationwide network of peers in your industry.
- Need ready-to-print flyers that feature targeted health & wellness issues to your employees? Searching for Medicare Part D information? Whatever your need, your free access to our Human Resources website combines information and collaboration tools, including two-way document posting, to help streamline your everyday work tasks. You can quickly source insurance-related news, information, and resources 24/7.
- How do you access your employer group benefits at-a-glance? Just log into your one-stop, information center that allows you to view your agency’s benefit plan information online.
- Our technology based resource systems give you improved communications, increased productivity, streamlined processes, online benefits enrollment & administration, and HR forums with other HR professionals.
Proprietary Eligibility Database
- We can provide a unique, practical, method of tracking eligibility for billing and costing purposes.
Pharmacy benefits plan and management
- We are part of nationwide network representing over 1.3 million self-funded lives
- This gives us tremendous buying power
- Additionally, you gain exclusive, extremely favorable terms for your pharmacy benefits
- We also have pharmacy benefits modeling tools
Benefits Administration Outsourcing
- We can take over all your HR and Benefits administration, reducing your headaches and overhead